Transferring outstanding debts to Creditreform and the resulting collection process can fundamentally impact your credit rating. These effects arise from the collection process being reported to credit agencies, which can negatively affect your credit score.

selecdoo places the highest value on transparency and fair processes throughout the entire payment workflow. However, after a debt has been transferred to Creditreform, selecdoo no longer has direct influence over the further course of the collection process. The responsibility for processing and any potential reports then lies with Creditreform as the appointed collection agency.

To avoid such situations from the outset, selecdoo relies on clear communication and transparent payment deadlines. When these deadlines are consistently met, there's no need for transfer to external collection services in the first place. selecdoo also offers various payment options and professional customer service that provides early support in case of questions or payment difficulties.

Settling outstanding debts on time not only protects your own credit rating, but also enables a smooth continuation of the business relationship. selecdoo therefore recommends always keeping payment deadlines in view and proactively seeking contact if anything is unclear. This way, negative impacts on your creditworthiness can be reliably avoided.